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Ag Lending

Farmers-Merchants Bank of Illinois is dedicated to serving our rural farming communities with a full line of Agricultural loan products.

Farm Operating
Line of Credit

1 Year Fixed Rate


2 Year Fixed Rate


Interest rates is current as of 11/15/2023. Subject to credit and underwriting approval.

We specialize in Operating Loans for crop and livestock production, Intermediate Loans for financing farm related equipment and vehicles, and Real Estate mortgages for the purchase of Farm ground or to refinance and consolidate farm debt. All of our Ag products offer a variety of term and payment options to better fit the cash flows of your operation.

All of our loans provide a variety of term and payment options to better fit the seasonal or ongoing cash flows of your operation. Farmers-Merchants Bank is a trusted Farmer Mac approved lender, allowing us to offer more competitive terms and long-term fixed rate loans through the program. We also offer a full array of FSA guaranteed loan products to meet the unique financing options for our farm customers like you.

For more details and current rate information, please contact one of our Ag Loan Officers located at our Joy and Paxton, Illinois Banking Centers.

Our Ag Lenders

Cody Hessman

Joy, IL

Kendi Tjardes

Paxton, IL

Hannah Hambleton

Paxton, IL

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