At Farmers-Merchants Bank of Illinois, we’re dedicated to supporting our local businesses and communities with a full line of loan products. Whether you’re spending your day inside the four walls of your business or on the road, your success is our business.

Our goal is to be a trusted resource and provide a full range of banking services that support your growth and profitability. We offer operating loans for short-term coverage, intermediate loans for medium-term coverage, capital loans for refinancing and consolidation of debt, and real estate mortgages for the purchase of land or commercial property.

Our bankers live and work in your community and we’re devoted to helping you. We’ll work as hard as you do to protect your investment and maximize your business. For more information and current loan rates, please contact our Lending Teams at (309) 584-4146 in Joy or (217) 379-4343 in Paxton.