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Business Savings

At Farmers-Merchants Bank, we have solutions to help you save for your future business needs. A Business Money Market account gives you flexible access to your funds, giving you the ability to manage your cash flow to suit your operational requirements.  If you’re looking for a fixed-rate option that doesn’t require liquid access to your funds for a period of time, a CD account ranging in terms from 91 days to 60 months, is a great investment product.

Business Money MarketCertificates of Deposit (CD)
Minimum Balance to Open$1,000$1,000
TermsN/ARange from 91 days to 60 Months
Monthly Service Charge$6 if average daily balance falls below $1,000None
Earns InterestYes, with average daily balance of $1,000 or greaterYes
Interest AccrualCompounded daily, credited monthlyCompounded daily, credited monthly
Free Online and Mobile BankingYesYes
Free Bill Pay and e-StatementsYesN/A
Free ChecksFree first box when account is openedN/A
Transaction LimitsSix withdrawals or preauthorized transfers per monthPenalty may be imposed for early withdrawals
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