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Now banking online is better than ever. With the easy to use features, you’ll get your banking done faster and easier.

You can pay bills and track expenses 24/7, whether you’re at home or on the road. If you have access to the Internet, you have access to your account. You’ll find online banking is a breeze to use, great for budgeting and tracking expenses, and guaranteed safe and secure. And best of all, Bill Pay Service is free!

Check Images and statements are also available and can be saved to your computer as well. Remember to be safe online and never email your account information, including check images.

Click here to download an Online Banking User Guide.

Online Bill Pay is the fastest and easiest way to pay bills. Merchants Bank of Indiana’s online bill payment service is the convenient, secure way to manage all your bills. Online Bill Pay saves you money on postage, and the time it takes to write checks.

Online Bill Pay Features

Now you can truly bank on the go with three different mobile banking options.

Text Banking – Set up your mobile device in online banking and receive balances and transaction history via text message.

Mobile Browser – From any mobile device’s internet browser you have easy access to your bank account information. Simply go to the bank’s website and you will automatically be directed to the mobile banking site. Use your existing online banking user id and password to log in. Features within the mobile browser include:

Mobile Apps – A mobile app gives you the most mobile banking features. Apps are available for iPhone, iPad, Android phone and Android tablets. Search the app store for Merchants Bank of Indiana, download the app and use your online banking user id and password to log in. All of the features of in the mobile browser are available in the mobile app. Plus, within the mobile app you can also make deposits with your mobile device.

Mobile check deposit is available to individuals and sole proprietors; some restrictions apply. See the mobile banking terms and conditions.

Mobile Banking with Touch ID

Log in to the Merchants Bank of Indiana Mobile App on your Apple Mobile Device with the touch of a finger. Enable Touch ID by simply opening the App and following the activation prompts.

Apple, the Apple logo, and iPhone® are trademarks of Apple Inc., registered in the U.S. and other countries. Touch ID is a trademark of Apple Inc.

Shop from the Convenience
of your Mobile Device

Use your Merchants Bank of Indiana Debit Card with Apple Pay, Google Pay, and Samsung Pay.

Get Started with Apple Pay

Get Started with Google Pay

Get Started with Samsung Pay

Apple Pay, the Apple Pay logo, iPhone and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. Touch ID is a trademark of Apple Inc. Android, Google Pay and the Google Pay logo are trademarks of Google, Inc. Samsung, and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Samsung Pay is available on select Samsung devices. VISA is a registered trademark of Visa International Service Association and used under license.


Online banking has grown rapidly into a major new way to bank. Some surveys show that more people prefer to bank online than in traditional ways. This phenomenal growth has been accompanied by increases in the safety and security measures undertaken by banks and their customers. But cyber-criminals are always looking for new ways to electronically break into your account and steal your money.


Merchants Bank of Indiana has security measures to protect your account information, but they can’t be effective without your help and cooperation. Many account hijacking attempts come as a result of hacking into individual user accounts, and from there electronically breaking into your account using your information and security codes.

Some common sense and easily implemented precautions can help you safeguard your personal information:

HELPFUL TIP: Studies show that those who monitor their accounts online often detect fraud earlier than those who rely solely on paper statements.

Cyber-fraudsters want to earn their money the easy way, by stealing yours! Understanding how criminals try to trap you is your first line of defense.

HELPFUL TIP: Cyber-criminals often prey on those who are most vulnerable, such as senior citizens or young adults, who may not be as aware of the technical aspects of the threats.

When it comes to guarding against cyber-fraud, one of the most important tools at your disposal is your credit report.  It details all of your credit transaction accounts, and will be the first place that unusual charges or entirely new accounts will appear.  You can monitor your report for FREE.

Since Federal law permits consumers to obtain a free report annually from each of the three major credit reporting agencies, cyber-security experts advise that you get a free report from a different agency every four months.  Doing so will allow you to monitor your personal online security all year long.


Source: Financial Education Corporation, Online Banking, Data Security & You.

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