Other Services

Mastercard® Credit Cards
Whether you are looking for a credit card for personal use, or for your business, we have a card with global power and a choice of benefits.
Personal Mastercard® Credit Cards
Choose the credit card that’s right for you – low rates, rewards, and a world of additional benefits and flexibility. It’s purchasing power for whatever you need, whenever you need it.
- No Annual Fee
- Low Introductory Rate
- Exceptional Features and
- Benefits
Flexible Reward Option
Business Mastercard® Credit Cards
You mean business and so should your card. Manage business expenses with the right card for your business.
- Flexible Reward Options
- Multiple Billing Options
- Exceptional Features and Benefits
- Improve Cash Flow
- Increase Buying Power
- Track Business Spending
- Manage Employee Expenses
For more information, speak to one of our Banking professionals at a location near you.
Mastercard® Debit Cards
Farmers-Merchant Bank of Illinois debit cards feature EMV™ chip technology for greater fraud protection, built right into the card. Whenever your chip card is used with a chip-enabled terminal, a unique one-time code is generated for your purchase to be approved. This code makes it nearly impossible for counterfeit cards to be created, so you can shop with confidence.
Safe Deposit Boxes
Safe deposit boxes are available at the Joy, Paxton, Piper City and Melvin locations. Available sizes vary by location. *Contents contained in Safe Deposit Boxes are not covered by FDIC insurance.
Wire Transfers
Wire transfers are available to Farmers-Merchants Bank of Illinois customers. Please contact the Joy office at (309) 584-4146 or Paxton at (217) 379-4343 to arrange for an incoming or outgoing wire transfer.
Cashier’s Checks
Farmers-Merchants Bank of Illinois offers cashier’s checks to meet your funding needs.
Night Deposit
Night Deposits are available at our Joy, Paxton, Piper City, and Melvin locations.
License Plate Renewal Stickers
Renew your State of Illinois license plate sticker at the Joy, Paxton and Piper City locations.
Savings Bonds
Farmers-Merchants Bank of Illinois offers the redemption service for U.S. Savings bonds.